The first thing you need to know about home insurance or property insurance is that there are two types of insurance policies available: Replacement Cost (RP) or Actual Cash Value (ACV).

Summers in Chicago help us recognize the importance of air conditioning (AC) maintenance. Neglecting AC maintenance can lead to a broken AC unit at the time of the year that it is needed the most. Avoid the inconvenience by keeping up with its maintenance year-round with these simple tips.