Switch and save on motorcycle insurance
Save on motorcycle insurance with Magnum Insurance
Motorcycle Insurance coverage can be confusing but Magnum Insurance is here to help make it easy. At Magnum Insurance, we’re not just selling cheap motorcycle insurance rates in Illinois, we’re selling quality coverage at an affordable price. We also offer insurance for sport bike, cruiser, moped, touring bike, standard, vintage, or a custom bike.
Get a free online motorcycle insurance quote now or talk to a certified agent today in the Chicago and Chicagoland area.
Get motorcycle insurance in Illinois or Indiana
Low-cost, affordable motorcycle insurance is available to most riders and having it will help protect your wallet. However, this is just a starting point. One accident can cause thousands of dollars in losses and if you’re not protected, you’ll be responsible to cover those costs. Even if you need to buy the cheapest motorcycle insurance, Magnum Insurance can help you find an affordable full coverage insurance policy.
How motorcycle insurance coverage works
Basic liability insurance may not be enough protection so we’ve detailed out the basic motorcycle insurance coverages below. Our certified agents are standing by to discuss which coverage options best protect your needs.
Coverages that protect your bike
- Collision Coverage
This type of insurance covers your bike if you accidentally hit another car or object or another car accidentally runs into you.
- Comprehensive Coverage
Comprehensive covers your motorcycle for accidents not related to a collision. For example, this type of insurance may cover a tree falling on your bike, hail, fire, theft, vandalism.
- Emergency roadside assistance coverage
Emergency roadside assistance is there to help when you’re stuck. Blown tire? Ran out of gas? Broken down? We got you covered so you can keep moving forward .
Coverages that protects you and your passengers (Medical)
- Medical payments coverage
Whether or not it’s your fault, medical coverage is there to help pay medical bills in case you and your passengers are injured in an accident.
Coverage that protects your wallet (Liability)
- Bodily Injury liability coverage
If you’re at fault for injuring someone in an accident (caused by you), this coverage will help pay costs associated with their personal damages like lost wages and bodily pain. This is required.
- Property damage liability coverage
This type of coverage will cover the cost of repairing someone else’s property that you’re at fault for damaging like a car or house.
- Uninsured motorist bodily injury liability
If an uninsured driver hits you, this type of coverage will cover you and the people in your car for medical bills, lost wages, pain and suffering.
- Underinsured motorist bodily injury liability
If the driver at fault does not have enough coverage to cover your costs, this type of insurance coverage will cover the difference.
- Uninsured motorist property damage
If you’re hit by another driver, this insurance coverage will help protect the costs to repair your bike if the other driver is uninsured.
Bundle and save
When you bundle your home and motorcycle insurance with Magnum, you could save up to 20%. Click here to learn more on bundling (link to home & auto bundle page).
Magnum Insurance makes motorcycle insurance easy
Insurance should be easy, and with Magnum Insurance, it is. Get your online insurance done at your convenience now!
Flexible payment options including cash. Call, visit a store, or make a payment online by logging into your account.
Manage your policy. File and track a claim. Do it all with a few taps on your smartphone.
No one likes to file a claim. That’s why we make the process as quick and smooth as possible
Get a free motorcycle insurance quote today
Quote and buy bike insurance online today with Magnum Insurance. Or talk to one of our certified local agents.
Is there a local motorcycle insurance agent near me?
Try our Location Finder to find the nearest agent near you.